Let to Buy

Let to buy can be an excellent option if you're looking to rent out your current home and move to a new one. Home Financial Solutions is here to guide you through the complexities of managing both transactions smoothly and efficiently.

Let to buy involves converting your current residence into a rental property while purchasing a new home to live in. This often requires taking out a new residential mortgage on your new home and a buy-to-let mortgage on your existing property. 

Flexibility in Property Management: Retain ownership of your current home as a valuable investment while moving to a property that better suits your current needs.

Potential Income Stream: Renting out your existing home can provide a steady income, which can help cover the mortgage and potentially yield extra cash.

Growing Your Property Portfolio: This can be your first step towards building a property portfolio, giving you both residential and investment properties.

Understanding Your Finances: We begin by assessing your financial situation to ensure you can comfortably manage two mortgages and associated costs.

Mortgage Matching: We’ll find suitable buy-to-let and residential mortgages that align with your financial goals and circumstances.

Streamlined Process: We handle the details from start to finish, ensuring both your new mortgage application and the transition of your existing home to a rental property are seamless.

Let to buy requires careful planning and precise execution. Home Financial Solutions is dedicated to providing you with expert advice and support throughout this complex process. Let us help you unlock the potential of your current and future properties.

For our advice services, we will charge a fee of between £0 and £499. This will be dependent upon the level of work required to be undertaken / loan size / type of mortgage. The exact fee will be confirmed before any work is commenced. The fee is payable on offer.

PLEASE NOTE: Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority.