Self-employed Mortgage

Navigating the mortgage process as a self-employed individual can seem daunting, but with Home Financial Solutions, it doesn't have to be. We specialise in helping self-employed professionals secure mortgages that fit their unique financial profiles.

A self-employed mortgage is specifically designed for individuals who run their own business or work freelance. These mortgages require a different kind of financial proof than those provided by salaried employees, as self-employed earnings can vary.

Tailored to Your Income: We understand that self-employed income can be irregular, and we know how to present your finances to lenders in the best light.

Flexibility: We work with lenders who appreciate the value of self-employed professionals and offer flexible lending criteria.

Expert Guidance: With extensive experience in self-employed applications, we navigate the complexities to find you the best possible mortgage deal.

Financial Assessment: We start with a detailed look at your business accounts and tax returns to understand your income pattern and affordability.

Finding the Right Lender: Not all lenders are comfortable with self-employed incomes, but we have relationships with those who are. We match you with lenders who best fit your financial landscape.

Streamlined Application Process: We help you gather the necessary documentation and manage the application process, aiming for a smooth and successful outcome.

Whether you’re buying your first home, moving, or remortgaging, your self-employed status shouldn’t stand in the way. Home Financial Solutions is here to ensure that you receive fair consideration and access to competitive mortgage products.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

For our advice services, we will charge a fee of between £0 and £499. This will be dependent upon the level of work required to be undertaken / loan size / type of mortgage. The exact fee will be confirmed before any work is commenced. The fee is payable on offer.